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Loan Modification Help
You may ask yourself "Do I qualify for a loan modification?" Read the information below and contact us for loan modification help. A loan modification is a change that is permanent in one or more of the original loan terms on the original mortgage, which allows reinstatement of the loan to stop foreclosure. We are the experts in determining what your best action should be and we work for you to get the best possible option to stop foreclosure. As a foreclosure prevention alternative, the lender may consider modifications that:
1. Capitalize delinquent interest, escrow, fees, and costs based on investor guidelines
2. Implement a step rate mortgage
3. Extend term of the mortgage
4. Reduce or modify the interest rate on the mortgage
5. A combination of one or more of the four
Why would someone use a Loan Modification?
1. To remove a loan from foreclosure
2. To bring the loan current
3. To adjust the loan terms
When making a choice to modify your loan be sure you use experts that really know the business and care about you as the homeowner. We have been successful at modifying loans with the following companies. There are additional companies that will allow a loan modification but we have not had clients that have come to us to help stop foreclosure with the others.
Items to consider before requesting a loan modification:
1. must have experienced a hardship resulting in a reduction in income that affects ability to make monthly mortgage
2. have a source of stable monthly income
3. want to retain ownership of property
4. occupy the property as primary residence
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Fill out the form
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